Dolans.com

Life Insurance Sales Tactics: Don't Fall for These Pitches

Mon, 01 Jun 2009 20:10:38 GMT

People who go into insurance sales are trained for weeks to win gullible customers through a strange combination of hypnotically friendly persuasion and a series of well-rehearsed pitches that sound as if they make a lot of sense and often prey on your guilt. But you don't have to be gullible! We're going to expose many of these commonly used pitches and the reality behind them — so you can just say no.

What the New Credit Card Legislation Means to YOU

Fri, 22 May 2009 14:57:04 GMT

President Obama has signed the Credit Cardholder's Bill of Rights, a set of rules that will change the credit card industry. So we dug into the law to find out if this is actually good news for us consumers or another toothless attempt from Washington that will fall flat.

Eight Warning Signs You're in Credit Trouble

Wed, 13 May 2009 13:24:13 GMT

We hear from people each and every day who are, unfortunately, in serious debt. We know how easy it can be to slip even further behind if you don't pay attention the warning signals along the way. Take a look at these eight signs you may be in credit trouble before it's too late.

7 Things You Must Know About the New FICO Scores

Thu, 07 May 2009 04:00:00 GMT

Smart consumers know that your credit score is critical to your money matters. A low credit score can haunt you, costing you thousands upon thousands of dollars. That is why it's important that you know about the seven major changes to the way your credit score is calculated and what they mean for you.

8 Estate Planning Mistakes to Avoid

Tue, 21 Apr 2009 16:48:52 GMT

We know that a subject that involves talking about death is absolutely no fun. In fact, it's a little depressing, but very necessary. You owe it to yourself and, most of all, to your heirs to suck it up and make some smart estate planning decisions that will pay huge dividends when you're gone.

Save Money on Your Internet, Cable and Cell Bills

Tue, 21 Apr 2009 04:00:00 GMT

This recession has everyone looking to save a few dollars every place we can. Today we want to show you how to cut your costs on bills on your cable, internet and phone service. Let's take a look at your bills and we'll show you how you can save the hard-earned bucks you're spending unnecessarily.

11 New Tax Laws That You Need to Know About

Thu, 16 Apr 2009 18:31:52 GMT

Phew, your 2008 taxes are filed and now you don't have to think about it for another year ... right? Most of us only think about taxes this time of year. And that's why so many people pay more than they have to. If you want to slash your taxes, the time to start your 2009 tax planning is right now. Here are 11 tax changes you need to know about.

10 Smart Ways to Spend Your Tax Refund

Thu, 16 Apr 2009 13:26:48 GMT

Uncle Sam is sending out $330 BILLION in tax refunds this year and at an average of $2,705 per check, it can be tempting to spend the money unwisely. If you are one of the millions of taxpayers expecting a refund this year, we want to help you put that money to use the smart way.

AIG Has Nothing On These Guys!

Sat, 28 Mar 2009 04:00:00 GMT

While 2008 certainly had its share of scandals AND scoundrels, we're already seeing more of the same EARLY in 2009. From tax cheats to greedy lenders - heck, even the SEC has done us wrong! So many scandals, in fact, that we have a new, full slate of inductees for the Dolans Hall of Shame. See who made our list.

What's Hot and What's NOT In This Tough Economy!

Thu, 26 Mar 2009 16:17:34 GMT

Have you heard? Frugal is the new black. It's no secret that these days people all over the country are revamping their lifestyles and getting back to basics. Get with the times and check out our review of what's IN and what's OUT. You won't want to be caught in last season's money trends!

Latest Fed Move Spells Trouble

Thu, 19 Mar 2009 16:45:11 GMT

Today's news that the Fed is buying up $300 billion in long-term Treasuries caused us to do a double-take. Haven't we seen this before? We have, and it certainly wasn't successful. Let's look at why the Fed is taking this action and how it could seriously impact your finances.

Ways to Save Money on Insurance

Thu, 19 Mar 2009 16:15:15 GMT

We love helping our members find new ways to save money. One of the biggest areas you can cut costs in is insurance, and we're going to show you how to slim down without sacrificing any coverage. Learn how to save on everything from homeowner's to health care.

7 Steps to Boost Your Credit Score

Thu, 12 Mar 2009 17:27:19 GMT

Here's the bottom line, pure and simple: no matter what anyone promises you, there is no 'quick fix' to repair damaged credit. BUT, there ARE plenty of things you can do over time to improve your credit. Start with these seven steps.

What to Do if You Can't Pay Your Taxes?

Wed, 11 Mar 2009 15:58:31 GMT

Are you putting off filing your return because you don't have the money to pay your tax bill? This can be a huge mistake that only makes the problem worse! Don't lie awake at night wondering how you'll cover your taxes. Check out our strategies to find peace of mind.

The Obama "Robin Hood" Budget

Wed, 04 Mar 2009 14:25:07 GMT

The idea of taking from the rich and giving to the poor may seem appealing, but this is not the strategy you want for your country's budget! Yet this is exactly how President Obama's proposed plan will play out. As you can imagine, this has gotten me (Daria here) a bit heated! Here's my take.

Housing Rescue Plan Details Due Today

Wed, 25 Feb 2009 15:51:15 GMT

President Obama's housing rescue plan goes into effect today, as detailed guidelines for eligibility are released. The plan is full of good intentions and we fully agree that in order to fix our economy, the housing situation must be addressed. But will this plan work? Let's take a closer look.

What the Stimulus Plan Means to You

Mon, 23 Feb 2009 15:12:38 GMT

President Obama's stimulus package is chock-full of tax credits - some $300 billion worth! While it's enough to make your head spin, will it be enough to boost our economy? Let's take a closer look at what's involved and which of the tax breaks can help you save some money.

How to Invest On Just $50 a Month

Thu, 19 Feb 2009 19:12:04 GMT

We know investing can seem overwhelming - especially in today's economy. But did you know you can get started on just $50 a month? Check out our three favorite investments for a smaller budget. We promise it'll be painless!

Stimulus Bill Passes - How it Affects You

Sat, 14 Feb 2009 04:00:00 GMT

President Obama made his first big move of his administration, as his stimulus plan was passed by Congress. But is this what our economy really needs? And how will it affect you? Let's take a look at the big areas the stimulus package will address and give you our take on what to expect.

Unemployment Continues to Hit New Highs

Wed, 11 Feb 2009 19:33:37 GMT

The unemployment news has been downright dreadful lately, and it's quite clear that EVERYONE is at risk. But don't just sit around waiting for a layoff to hit. Take these actions now to make yourself an irreplaceable employee and recession-proof your job.

They Said WHAT?!

Tue, 10 Feb 2009 19:23:38 GMT

Kids may say the darndest things, but adults say the stupidest! The recession has caused some truly unbelievable quotes to come out that have left us shaking our heads. We couldn't resist sharing our favorites with you. Check out these quotations from some of our top elected officials.

Before You Mail Those Tax Forms In ...

Tue, 10 Feb 2009 14:05:31 GMT

T-Day has arrived, and we know many of you are scrambling around at the last minute to get your forms in. But if you're racing to beat the tax clock, you could be making some serious errors in your haste. Before you post that envelope, check them twice for these nine common mistakes. You'll be amazed at what you might have missed!

8 Weird, Wacky Tax Deductions

Tue, 10 Feb 2009 04:00:00 GMT

While we want to make sure you take advantage of every deduction you're entitled to, there are limits! Check out these crazy deductions folks tried to slip past Uncle Sam. Some were denied - but you'll be amazed at which of these wacky deductions were actually accepted!

6 Ways to Offset Higher Taxes NOW

Mon, 09 Feb 2009 04:00:00 GMT

With a $400+ billion deficit expected and a likely second stimulus package, we're scratching our heads wondering where all this money is going to come from. Does 'US' ring a bell? Check out our starter list of 6 easy ways to offset these expected higher taxes.

How to Plan a Wedding in a Recession

Fri, 06 Feb 2009 16:00:27 GMT

Just because we're in a recession, doesn't mean that couples planning weddings this year should up and elope to avoid an expensive reception.

Buyer Beware: Fake "Sales"

Fri, 23 Jan 2009 16:16:39 GMT

'Buy one car, get one free!' Did you ever think that you'd see such a sales sign? It might seem crazy, but businesses are so desperate for consumer spending these days that deals such as this are actually being offered. But are these really good deals? Read our consumer alert here.

The Truth About the TARP Bailout

Fri, 16 Jan 2009 19:07:04 GMT

The Senate has voted to release the remaining $350 billion of the TARP bailout funds. Oh, great! Continuing to throw money at the problem isn't going to solve anything - just look at how the first $350 billion was used. Here's what you need to know about TARP 2.0.

10 Things Obama Needs to Do to Get this Country Back on Track!

Fri, 16 Jan 2009 18:41:20 GMT

Our new president is getting handed one mess of a country! There are no easy fixes to our economic troubles, but we have a few suggestions for where our new president could start. Here are our top 10 things Obama needs to do.

12 Ways Our Government Wastes YOUR Money!

Wed, 14 Jan 2009 17:50:53 GMT

You don't need us to tell you that our government isn't exactly the smartest spender on the block. Wasteful spending is still rampant, and guess who gets to foot the bill? WE, the people ... in the form of higher and higher taxes! Let's look at what we think are some of the worst offenders.

Credit Card Companies Acting Deceptive? Shocking!

Mon, 22 Dec 2008 14:18:34 GMT

Score one for us consumers! The Credit Cardholders' Bill of Rights Act was recently passed banning 'unfair and deceptive' practices by credit card companies. This industry has been controlling customers and squeezing every last dime out them for too long. Here's what these new rules mean to you.

Help! I Want to Retire in 5 Years

Mon, 08 Dec 2008 19:09:15 GMT

Saving for retirement is not something we Americans do particularly well - and that's without the added strain of a financial crisis. If you're nearing retirement age, you need to know the reality of your situation. Let us explain what you're up against and how you can maximize the time you have left.

Our Top 10 Smart Money Moves

Fri, 05 Dec 2008 19:04:48 GMT

It's been a heck of a year, hasn't it? We've had plenty of ups and downs, which is why we want to help you kick off 2009 on a high note. The clock is ticking, so don't waste another minute to get started with our top 10 smart money moves.

11 Benefits to Today's Tough Economy

Fri, 05 Dec 2008 19:04:48 GMT

Recession, tight credit, corrupt Wall Street investors ... enough already! This doom and gloom is starting to get us down, and it doesn't need to. We're going to show you that there's a silver lining to every cloud - even the dark one our economy is under right now.

Are Reverse Equity Mortgages Right for the Times?

Fri, 05 Dec 2008 16:31:11 GMT

We are hearing from many Americans who need extra income to pay their bills. With very little savings to fall back on, one option is a reverse equity mortgage. What exactly is a REM and how can it help you survive these tough times? Let's take a closer look to see if it's right for you.

Daria's Advice for the Three Auto "Stooges"

Tue, 02 Dec 2008 16:38:25 GMT

The big debate in Washington continues to be how to 'save' the auto industry. Now that the multi-billion dollar bailout was effectively killed, it's likely it will be our tax dollars that are called upon to fix this mess. Let's take an honest look at exactly what's going on here and the real way to fix things.

Deflation 101

Tue, 25 Nov 2008 15:22:44 GMT

We are all familiar with the concept of inflation and the danger it poses to our money. But did you know the opposite - deflation - can be just as risky? Let's take a look at how deflation is currently affecting our economy and what you can do to fight it.

Save HUNDREDS by Visiting These 7 Web Sites!

Tue, 11 Nov 2008 16:48:48 GMT

The holiday shopping season may have kicked off quietly on Black Friday, but online sales during today's 'Cyber Monday' are expected to remain strong. The Internet has become a goldmine for bargain hunters, and we're here to make it even easier on you. Start with our list of must-visit sites for the best deals on the web. You'll save money all holiday season long!

This Time It IS Different

Tue, 28 Oct 2008 17:06:19 GMT

We have seen many investing and economic trends come and go over the years - but our current situation is unprecedented. Here's what you need to know and how to prepare yourself for what's still to come.

Should You Have Health Insurance for Fido?

Tue, 28 Oct 2008 16:27:20 GMT

We are huge animal lovers and know that pets are an important part of the family. So how far do you need to go to protect them? Ask yourself these questions before purchasing pet insurance.

Beware "Senior Specialists"

Wed, 22 Oct 2008 16:48:20 GMT

If you're retired, you not only need to be concerned about how you are spending your money but also how others may want to spend it. Enter 'senior specialists,' scammers that can pose a serious threat to your investments.

Surviving the Student Loan Credit Crunch

Mon, 20 Oct 2008 19:34:07 GMT

Crisp fall weather means college campuses everywhere are being invaded by visiting high school seniors eyeing prospective dorms and their parents hyperventilating over the price tag. Today's credit crunch is making the already daunting burden of paying for college seem even more impossible. Get our special alert here to find out how you can secure a loan.

Listen Up Ladies: What You Need to Know About Your Money

Fri, 17 Oct 2008 00:33:17 GMT

Having a firm grasp on money matters is an important skill for women to have. Yet many tend to shy away from the responsibility. But as Daria says, 'Learning about money isn't boring, boring is being without money!' Start with her simple 10-step guide and you'll be on your way to independent financial success.

Beware These 9 Wealth Killers

Fri, 10 Oct 2008 11:11:13 GMT

We don't care which ghosts or goblins knock on your door on this Halloween -- nothing will send chills up your spine like these new threats to your money. We're here to warn you: Beware these 9 wealth killers that could bleed you dry faster than Bela Lugosi.

Estate Planning Basics

Tue, 16 Sep 2008 21:20:12 GMT

If you've been putting off creating a basic estate plan, don't wait another minute! We'll show you how creating a simple document will protect your assets and provide for your family without legal confusion.

Credit Counseling 101: Can It Really Get You Out of Debt?

Wed, 16 Apr 2008 16:19:20 GMT

We have heard from many members who are struggling with debt and wondering if credit counseling is the way out. Before you make a move, let us help you decide whether counseling is worth it for you, and how to choose a trustworthy company.

Do You Suffer From MMD?

Wed, 05 Mar 2008 22:17:03 GMT

If you're half of a couple, you probably won't be surprised to learn that money is the number one reason couples split up. But with a little communication, it doesn't have to be that way! Make sound decisions using the Dolans' checklist to financial bliss in all stages of your relationships.

4 Ways to Profit from a Weak Dollar

Tue, 19 Feb 2008 23:32:15 GMT

The sinking dollar has sparked several Fed rate cuts and lots of financial headaches. How about a time out here! How do you invest with a weak dollar? What impact will this have on my portfolio? Well, we're here to answer those questions with this article that will simplify the situation for you.

Ten Rules for Smarter Holiday Shopping

Tue, 05 Feb 2008 00:13:48 GMT

This holiday season, we suggest paying attention to more than just the sales signs. Everyone wants a bargain when shopping for gifts, but price isn't the only important consideration. That's where our 10 Commandments of Shopping come in. Check them out before hitting the mall to make sure you get the best bang for your buck.

Straight Talk on Life Insurance: Here's the Truth About What You Need

Fri, 25 Jan 2008 20:29:34 GMT

Plain and simple, the purpose of life insurance is to replace your income if you die. So you need a policy that will pay benefits to anyone who depends on you for financial support. Here we explain the different types of policies available and how to avoid getting scammed by deceptive industry practices.

How to Choose a Good Mechanic While Avoiding a Repair Rip-Off

Wed, 02 Jan 2008 23:11:53 GMT

When the car starts going on the fritz, the first thought to pop into our heads is often, 'Where am I going to take it?' The repair industry has developed a reputation for being deceitful and overcharging for work folks didn't need done in the first place. Learn our secrets to finding a quality mechanic you can rely on for honest repairs that won't cheat you or your wallet.

Happy Thanksgiving!

Sat, 24 Nov 2007 18:40:12 GMT

The holidays may feel a little overshadowed this year in light of the current financial crisis - but we think that makes it even more important to reflect on the blessings in your life. Ken and I have much to be truly thankful for (including you!). Continue reading for our own list. We wish you all a Happy Thanksgiving!

Dealing With the Emotional Toll of the Financial Crisis

Sun, 28 Oct 2007 16:27:20 GMT

Cut Your Long-Term Care Costs

Mon, 15 Oct 2007 23:30:52 GMT

The price of long-term care insurance is steep — but being without it could cost you and your loved ones even more in the long run. Avoiding it altogether won't make it go away! Instead, follow our guide to finding the best coverage and quality policy while keeping fees to a minimum.

Smart Ways to Make the Down Payment on Your House

Thu, 20 Sep 2007 18:44:09 GMT

Young couples often ask us, shaking in their shoes, about buying that first home. Who can blame them? We can't do anything about the high cost, but we can help you with some smart financial sources for your down payment. There are a few ways of obtaining the money — some of these techniques are ok and some are not.

Your Complete Guide to Life Insurance

Thu, 20 Sep 2007 17:00:00 GMT

A report came out recently saying some U.S. insurance companies methodically overcharge their customers - as much as $870 per household each year! We hate hearing about decent people getting ripped off, which is why we want to help you avoid these kinds of scams. Here's the Dolan plan for finding the right policy for you.

Five Creative Ways to Travel For Free

Sat, 01 Sep 2007 18:10:18 GMT

How would you like to vacation in a dream location and never pay a dime for your accommodations? Or travel the United States all expenses paid? Sounds impossible, right? It's not! Here are five creative, fun, and educational ways to travel for free. Finances don't (and shouldn't!) have to hold you back from your goals of exploring this world. Start packing your bags and get out there!